STANDARD INSURANCE PREMIUMS

LTVPURCHASEREFINANCE
LTVPURCHASEREFINANCE
Up to and including 65.00%0.60%0.60%
65.01% to 75.00%1.70%5.90%
75.01% to 80.00%2.40%6.05%
80.01% to 85.00%2.80%6.20%
85.01% to 90.00%3.10%6.25%
90.01% TO 95.00%4.00%6.30%

BFS (ALT-A) PROGRAM

LTVPURCHASEREFINANCE
LTVPURCHASEREFINANCE
Up to and including 65.00%1.50%3.00%
65.01% to 75.00%2.60%6.50%
75.01% to 80.00%3.30%7.00%
80.01% to 85.00%3.75%7.50%
85.01% to 90.00%5.85%9.00%

VACATION/SECOND HOME PROGRAM

LTVPURCHASEREFINANCE
LTVPURCHASEREFINANCE
Up to and including 65.00%1.45%2.90%
65.01% to 75.00%2.55%6.10%
75.01% to 80.00%3.15%6.40%
80.01% to 85.00%3.50%7.00%
85.01% to 90.00%4.35%7.60%